Social Security Disability in Charlotte, NC

Understanding SSI and SSDI Disability Benefits Insurance in Charlott

Disabled workers may qualify for Social Security Disability Insurance (SSDI) in Charlotte if they have worked jobs covered by Social Security and paid enough in payroll taxes to be considered “insured” by the Social Security Administration.

Not all Charlotte workers will qualify for SSDI. Social Security Disability Insurance in Charlotte is only offered to workers who are considered disabled by the Social Security Administration and who are unable to work for at least 12 continuous months due to a severe physical or mental health condition.

SSDI in Charlotte is only paid to workers who have paid employment taxes and have earned 20-40 work credits over the course of their employment. The amount of work credits needed to be insured will vary by age at the time of disability. Most full-time workers can earn 4 work credits per year.

Social Security Disability Insurance in Charlotte provides wage replacement benefits to the primary wage earners, but it can also be paid to widows, children, widowers, and disabled adults if they were disabled before they turned 22. Charlotte SSDI recipients may also qualify for medical coverage through Medicare 24 months after the onset date of their disability.

What if a claimant has not worked, has worked but not paid taxes, or has worked in the home? Unfortunately, these workers will not qualify for SSDI in Charlotte. The Federal Government does, however, offer another monthly benefit payment for claimants who are blind, aged (65 years or older) or disabled whose resources and income are very limited. Charlotte Supplemental Security Income (SSI) claimants may also be eligible for Medicaid, in most states, at the time of approval.

If you live in Charlotte, Alabama, or any of the other cities in the area including: Mint Hill, Indian Trail, Matthews, Concord, Gastonia, Rock Hill, Kings Mountain, Monroe or Lancaster, you can contact the Social Security Administration and apply for SSDI and SSI in one of three ways:

  • Try applying for social security online by visiting their website at
  • Apply for disability benefits by telephone, calling the Social Security Administration Office at 1-800-772-1213.
  • You can try qualifying for social security in Charlotte by visiting the nearest Social Security Disability Office. To find the nearest SSA office, visit the Social Security Administration site Go to the Social Security Office locator page for Charlotte and enter you zip code. This page will provide the address of the nearest Charlotte Social Security Administration Office

The Office of Disability Adjudication and Review (ODAR) for the Atlanta Region files all reconsiderations, schedules hearings and handles all Appeal Council reviews. This office services the 8 southern states of Florida, Georgia, Kentucky, Mississippi, South Carolina, North Carolina, Tennessee and Alabama.

Social Security Administration
Office of Adjudication and Review (ODAR)
Atlanta Federal Center, Suite 20T10,
61 Forsyth Street, S.W.,
Atlanta, Georgia 30303

Telephone: (404) 562-1182
Fax: (404) 562-1152

Each request for a hearing is processed by one of the Social Security Administration’s 35 hearing offices and one satellite office in the Atlanta region. The address, location and phone number for the Charlotte Regional Hearing Office is listed below:

Social Security Administration
Office of Disability Adjudication and Review
6701 Carmel Road, Suite 300,
Charlotte, North Carolina 28226

Telephone: (888) 397- 4124
Fax: (704) 341- 8949

The Charlotte Regional Hearing Office services the Social Security Administration Field Offices in the following North Carolina cities: Albemarle, Charlotte Downtown, Concord, Hickory, Gastonia, Rockingham, Salisbury, Shelby, Statesville, Whiteville and West Lumberton. This office also services the following Social Security Administration Field Offices in South Carolina: Rock Hill and Lancaster.

The Disability Determination Services (DDS) is funded entirely through the Social Security Administration (SSA), and they are responsible for making disability determinations for Social Security Disability Insurance and Supplemental Security Income in Charlotte and throughout the state of North Carolina.

Applicants can apply for SSI or SSDI at their local Social Security Field Office and their SSDI or SSI applications are forwarded to DDS for a disability determination. The SSA, however, is responsible for making final decisions as to whether or not a person is eligible to receive benefits.

Disability Determination Services
P.O. Box 243,
Raleigh, NC 27602-0243

Professional Relations Officer


According to the Social Security Administration, the social security offices in North Carolina perform a full range of services. Claimants may apply for SSDI or SSI, replace their Social Security cards, make changes to their benefits information or the SSA will help Medicare beneficiaries with limited income and resources apply for extra help with the cost of their prescription drugs under the new Medicare Prescription Drug Program. For your convenience, we listed a Charlotte area social security office below.

Social Security Administration
4701 Old Wake Forest,
Raleigh, NC 27609

Telephone: 1-877-803-6311

Give your social security case a fighting chance, hire a disability attorney!

Enlisting the help of a social security attorney in Charlotte increases your chances of receiving benefits. An SSI or SSDI attorney makes sure you have completed paperwork to present to the SSA. Charlotte disability lawyers help you compile all of the medical records you need to prove your disability. If court is necessary, an experienced advocate or lawyer is on your side to argue your case. The entire process can be stressful and take away valuable time from what it is in life that you want to do. Let an attorney in our Charlotte network of disability lawyers do the work for you.

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